Bu, benim yolsuzluk takibimdeki 13 numaralı yolsuzluk. Oldukça büyük meblağlar içeriyor.
Bu yolsuzluk yine bankalar hakkında. Amerikan Hükümeti, çeşitli yolsuzluk dosyaları birleştirilen JPMorgan'den 13 milyar dolar ceza talep ediyor. JPM'de cezayı ödemeyi kabul etmiş. İlk olarak, mortgage ile alakalı olan 4 milyar dolarlık cezayı Federal Konut Finansmanı İdaresine (FHFA) ödeyecek.
Aynı idareye, Bank of America'nın da 6 milyar dolar ceza ödemesi gündemde.
Amerikan Adalet Bakanlığının 17 kuruluşa karşı yürüttüğü soruşturmada, bunlar dışında ceza ödemesi gündemde olan diğer bankalar
Royal Bank of Scotland (mahkemede),
Credit Suisse
Goldman Sachs
Barclays
Şu bankalar da cezalarını ödemişler:
Citi Bank
UBS
General Electric
Bunlar geçekten çok büyük cezalar. Amerika gibi, Türkiye'ye göre kamu kurumları oturmuş bir ülkede bu bankalar böyle davranabiliyorsa, varın siz başka ülkelerde neler yaptıklarını düşünün.
Sürdürülebilir bir dünya için bu yolsuzlukların mutlaka önlenmesi gerekiyor.
Yaşar Atacık
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Last updated: October 20, 2013 8:29 pm
Mortgage watchdog seeks $6bn from BofA
By Tom Braithwaite, Kara Scannell and Camilla Hall in New York and Gina Chon in Washington
The US government agency that secured a large slice of the record $13bn penalty against
JPMorgan Chase is demanding even more from
Bank of America, as it ratchets up pressure on other big banks.
Regulators at the Federal Housing Finance Agency are seeking a penalty of more than $6bn from BofA, compared with the $4bn to be paid by JPMorgan, according to people familiar with the matter.
JPMorgan agreed to pay a total of $13bn to a variety of US state and federal agencies during a phone call on Friday night between
Jamie Dimon, chief executive, and Eric Holder, attorney-general. The penalty, if confirmed, would be the biggest imposed on a single company by US authorities.
The $4bn portion that
JPMorgan has agreed to pay the FHFA may end up being the largest single amount, although the remaining $9bn – a combination of $5bn in cash and $4bn forgiveness of consumer debt – is still being divided up between the Department of Justice and New York’s attorney-general.
The FHFA is the housing regulator that oversees
Fannie Mae and
Freddie Mac, the government-backed mortgage companies which came close to failing in 2008 because of the bad mortgage-backed securities they acquired from banks.
The FHFA has sued 17 institutions asserting that they broke securities laws when selling the mortgage-backed securities to Fannie and Freddie. Bank of America has the biggest potential exposure, with a notional value of the securities of more than $57bn compared with $33bn at JPMorgan. Bank of America declined to comment on the case, which it is so far continuing to fight in court. The FHFA declined to comment.
The settlement between the FHFA and JPMorgan is expected to be made public this week, the latest marker for banks that have so far declined to settle their claims.
UBS,
Citigroup and
General Electric have already settled.
Some people involved in sprawling negotiations between the industry and different government agencies believe the biggest banks will end up with large sweeping settlements similar to that just agreed by JPMorgan, incorporating resolution of claims from the Department of Justice.
People on both sides of the wrangling believe the government’s hand has been strengthened by the deal with JPMorgan, making it harder for other institutions to get a cheaper deal and leaving them the choice between paying billions of dollars upfront or risk a potentially expensive battle in the courts.
“It’s the example of the new Big Brother banking,” said Mike Mayo, analyst at CLSA. “The government is watching the banks and if you make a wrong step you’re going to pay. It’s not clear where the boundaries lie in terms of who the government deals with, the ultimate amount, even – as shown during the crisis – which banks can get vaporised.”
As part of the deal with the DoJ, JPMorgan is expected to co-operate with a criminal investigation of bank employees’ actions in the lead-up to the financial crisis. The US attorney’s office for the Eastern District of California, which is part of the civil settlement, is leading that criminal probe.
